Author name: sorad

Most employees, and for the most part employers, can’t tell the difference between a mandatory and a voluntary benefit. Which in turn creates quite a confusion during open enrollment. Because I want to talk about the very important voluntary benefit, I am just going to give you a very short explanation so that you can clearly […]

2023 is just around the corner and it’s bringing a whole new set of issues to open enrollment. It seems that the newest concern for employees when deciding which health benefit to choose from, or if they continue with their current plan, is inflation. As we all know, the current annual inflation rate is at 8.2%,

It seems that the feeling of being overwhelmed has taken over our society. And why is that? We live in the greatest country in the world, we enjoy some of the finer things in life, technology is supposed to be making our lives easier, yet at the end of the day many of us feel

In today’s economy, is there a company, large or small, not having employee challenges? Whether your challenge has to do with hiring the right talent for the job, or retaining that star employee, the question bears asking… Who is your most valuable employee?   When analyzing the previous question, we may have to go down

When someone mentions Employee Benefits we immediately think of Health, Dental and Vision insurance. Sometimes we may include group life and disability programs. And yes, those are important parts of an employee’s benefits program, but  a well rounded benefits program goes way beyond the obvious. A company’s well-rounded benefits program should consider investment opportunities for

So, what is a Shashie? Is it a serial killer? No! Is it someone who slashes things, like the couch or chair you don’t like? No! Then what is it? Slashies are a new generation of workers: defined as – a group of people who have had multiple “slashes” in their title and multiple career

Hurricane Season and property insurance. In Part I, I wrote about our friend who lost his house to a fire and is now trying to see how to replace his home and belongings, only because he is severely underinsured. Is being underinsured for your business any different than being underinsured for your home? So, let’s

In previous blogs I have tried to make lite of the subject that I am writing about, but there is nothing lite about a loss. Just last week a dear friend’s house caught fire, with a seventy percent loss, the house was made uninhabitable. Our friend is a single person whose lifelong friend was a

Insurance, insurance, and more insurance… But why so much insurance? Insurance comes in many forms and for many reasons. You can even purchase a health insurance policy on your pet. I’m not quite sure how that works, but I do know that there are types of insurance products that are essential to you, your family

I must say, this one caught me of guard. It’s interesting to see how in today’s world we make up terms that will hopefully pique someone’s interest. This one certainly piqued mine. It is also interesting to watch how resilient today’s society is. For example, the pandemic caused for millions of people to be laid